Q: Should I accept the insurance company's settlement offer after my truck accident? I think it seems like a fair amount.
Maybe, but you need to consider a few things first.
The trucking company's insurance adjuster may seem very nice on the phone. They act like they really care about your injuries and constantly ask how you're doing. The amount their offering you must be fair, right? Probably not. The truth of the matter is that the insurance adjuster does not care about you—he cares about his client, and more importantly, he cares about making money. Period.
The settlement you’re offered is likely much smaller than you are entitled to. It may seem like a pretty large amount to you, and that's what the insurance company is hoping to accomplish, but they also know that in reality it is not nearly enough money to cover all of the damages. You need to think about not just costs you have already incurred, but future costs as well. If your injuries are serious enough, the repercussions of your truck accident may extend throughout the rest of your life. If you take the settlement now and later down the road, realize it wasn't enough money, you're just out of luck.
Before you make your final decision regarding the insurance company's offer, schedule a FREE consultation with the law firm of Steve Lee first to make sure it's really a fair amount. We will help you figure out how much money you actually need to cover all of the damages and whether or not you should accept the insurance company's offer. If you decide not to take the settlement, we will work on your behalf to help you bring home compensation that is more in line with everything you've endured. Call us today (800-232-3711) to set up your free consultation.