Is Texas an at-fault state for car insurance?

Yes, Texas is an at-fault state for car insurance. Drivers who cause injuries in a Houston auto accident must pay for the damages from their policy coverage. If their limits are exhausted and the policy does not provide enough for your bills, you have the right to sue the at-fault driver for negligence and recover full compensation.

What is the statute of limitations for car accident cases in Texas?

Texas law provides a very short statute of limitations. You have only two years from the accident date to find an attorney, build your case, and file a claim or lawsuit according to the required legal process.

How does comparative negligence work in Texas car accident cases?

Texas follows a modified comparative negligence rule, which means multiple parties can share fault in an accident. If you are 51% or less responsible, you can still seek compensation from the negligent party, but your settlement or jury award will be reduced by your percentage of fault. For example, if you are found 20% at fault, your compensation will be reduced by 20%.

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