What It Takes to Secure a Multi-Car Claim Settlement
Any situation in life becomes more confusing the more people involved. The same is true for multi-car accidents. When several vehicles are involved in a collision, such as a pile-up on the highway, there is not only a greater chance of serious destruction but also serious frustration.
Take into consideration the fact that you must deal with several accounts of what happened as well as several insurance companies—all of which do not want to pay. Now, add in the stress of growing medical bills and car repairs and you can begin to see why a multi-car accident claim requires a lot more work than a one-on-one claim. However, having a seasoned accident attorney on your side can not only drastically reduce frustration but also help you organize the multiple facets of your claim to ensure the best outcome.
Breaking it Down to Curb Frustration
An injury claim stemming from a multi-vehicle collision can take a long time to reach a resolution as there are multiple facets and angles to address. Depending on the experience and diligence of your attorney, he can help break down the madness and address each stage of your accident so you don’t have to relive it. A good lawyer can help with:
- Gathering evidence. An experienced attorney will have the resources and persistence to acquire essential documentation—police reports, witness statements, injury records, traffic footage, and possibly much more. He can arrange for accident reconstruction experts to explain exactly what happened during the accident. This documentation is crucial to illustrate to insurance companies, judges, and juries exactly why you deserve your settlement.
- Determining fault. Establishing fault in a multiple vehicle accident can be very complex. For example, if you were stopped at a red light and vehicle A rear-ends vehicle B directly behind you, and vehicle B then ends up smashing into your vehicle, it can be hard to determine who is at fault for your accident. However, your lawyer can help you demonstrate exactly who was at fault while also explaining it to the insurance companies involved.
- Negotiating with the insurance companies. After a multiple vehicle accident, there is a strong chance that each party involved will blame another driver for the collision, which can make dealing with the insurance companies a complicated mess. Because each driver’s statements will differ from the others’, it can take a long time for the adjuster to investigate your claim, delaying the compensation you need for recovery. By presenting evidence regarding who was at fault and negotiating with the insurance companies for a settlement, your attorney can speed up the claims process.
What You Can Do
While waiting for the insurance companies to resolve your claim, you can help yourself and further your claim by:
- Securing the police report. Request a personal copy of the police report. To get the report, you will need to know two of the following facts: the name of a driver involved, the date of the accident, the location of the collision, the case number, or the responding officer’s name. Please note that it typically takes between five to eight days to process a police report after a vehicle accident.
- Securing medical payments. Use your own health insurance to pay your medical expenses until you receive compensation from the responsible party or parties. You don’t want bills to pile up and gain interest as your settlement may not adjust for additional charges.
- Securing claim options. If you know who was at fault for the accident, file the claim through that driver’s insurer; however, if there is a dispute about who was responsible, you should file with the insurance companies of all those involved.
- Securing representation. Contact us today at 713-921-4171 (or toll-free at 800-232-3711) for a free consultation get your claim started. The sooner you call, the sooner we can help you get your life back on track and you can leave your accident behind you.