Situations That May Exempt You From Coverage by the Longshore and Harbor Workers’ Compensation Act
Those who work on or near the water face a variety of dangers because of their employment duties. The Longshore and Harbor Workers’ Compensation Act (LHWCA) was created to protect these workers by covering medical expenses and lost wages due to on-the-job injuries. Having this help can give you and your family peace of mind throughout a difficult time, but not every worker or injury situation is covered.
Will the LHWCA Help With Your Injuries?
The cause of your accident and your employment status will affect your eligibility for coverage under the LHWCA. You may not receive benefits for your on-the-job accident if:
- Your injury was due solely to your intoxication.
- Your injury was caused by your willful intention to harm or kill yourself or others.
- You are an employee of the U.S. government or of a state or foreign government and were injured on the job.
- If you are injured while working for a company that is involved in building, dismantling, or repairing small vessels only. A small vessel is considered a commercial barge under 900 lightship displacement tons, or a commercial towboat, crew or supply boat, fishing vessel, tugboat, or other work vessel under 1,600 tons.
These exemptions are complicated and, no matter what your situation, it is worth contacting a maritime attorney to know for sure if you should receive benefits under the LHWCA.
Don’t Let Your Rights Wash Away
You work hard for the money you earn and when you’re injured and can’t depend on your paycheck anymore, it’s time to take action. Attorney Steve Lee wants to help fight for what you are owed. Contact us today by filling out our online form to learn how, or give us a call at 800-232-3711 to set up a consultation. Visit our testimonials page to hear from some of our valued clients!